Mortgage Modeler

11 Alister Way, Churton Park — live simulation

Current Position
Total drawn—
Offset balance—
Net debt—
Min repayment—
Monthly Cashflow
Mortgage repayment$2,227
$2,227 min$5,000
Offset contribution$473
$0$3,000
Starting offset balance$19,000
$0$100k
Tranches — click to edit
Scenarios
Lump sum to offset$10,000 in Jun 2026
Amount$10,000
$1k$100k
Month receivedJun 2026
Roof Top-up$30,000 added to M4 floating
Top-up amount$30,000
$5k$150k
🎯 Offset Payoff — offset covers balance
—
—
Years to Payoff
—
from today
Mortgage Free
—
— months
Full Payoff
—
years until balance = $0
Total Interest
—
over life of loan
vs. minimum payments: save — interest & — years
Annual Projection
YearTotal BalanceOffsetNet Debt
Balance & Offset Over Time
Tranche Roll Schedule